Bank Dearness Allowance @ 23.93% for Nov-25, Dec-25 and Jan-26 under XII BPS/9th Joint Note: IBA Order
Indian Banks’ Association
HR & Industrial Relations
No. CIR/HR&IR/76/D/2025-26/2601
November 1, 2025
All Members of the Association
(Designated Officers)
Dear Sir/ Madam,
Dearness Allowance for Workmen and Officer Employees in banks for the months of November, December 2025 and January 2026 under XII BPS/ 9th Joint Note dated 08.03.2024
The confirmed All India Average Consumer Price Index for Industrial Workers (Base 2016 =100) for the quarter ended September 2025 are as follows:-
| July 2025 | 146.5 |
| August 2025 | 147.1 |
| September 2025 | 147.3 |
The average CPI of the above is 146.96 and accordingly the number of points over 123.03 are 23.93 (146.96 – 123.03) The last average quarterly CPI was 144.16. Hence, there is an increase of 2.80 points for November, December 2025 and January 2026.
In terms of clause 13 of the 12th Bipartite Settlement dated 08.03.2024 and clause 2 (i) of the Joint Note dated 08.03.2024, the rate of Dearness Allowance payable to Workmen and Officer employees for the months of November, December 2025 and January 2026 shall be 23.93% of ‘pay’ (0.01 % change in DA on ‘pay’ for change in every second decimal place of CPI 2016 over 123.03 points)
Yours faithfully,
Brajeshwar Sharma
Senior Advisor (HR&IR)
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