Reversionary Rates of Bonus on the Postal Life Insurance Policies for the Financial Year 2026-27 applicable from 01.04.2026: Postal Life Insurance Directorate Notification dated 14.01.2026.
भारत सरकार
संचार मंत्रालय, डाक विभाग
डाक जीवन बीमा निदेशालय
चाणक्यपुरी डाक घर परिसर, चाणक्यपुरी, नई दिलली-110021
Government of India
Ministry of Communications, Department of Posts
Directorate of Postal Life Insurance
Chanakyapuri Post Office Complex, Chanakyapuri, New Delhi-110021
F. No. 04-01/2025-LI
Dated: 22.01.2026
To,
- All Heads of Circles
- Addl DG APS
- Director, RAKNPA
- All Regional PMsG
- All Directors PTCs
Subject: Bonus declaration in respect of PLI – reg.
Respected Madam/Sir,
Kindly find attached Gazette Notification No. 12 dated 16.01 .2026 (Gazette ID – CG-DL-E-17012026-269411) regarding Bonus declaration on PLI policies for FY 2026-27 for information and necessary action please.
2. I have been directed by the Competent Authority to convey that this notification may be brought to the notice of all concerned.
Chandra Lakhera)
Deputy Divisional Manager – I
Encl.: As above.
MINISTRY OF COMMUNICATIONS
(Department of Posts)
(DIRECTORATE OF POSTAL LIFE INSURANCE)
NOTIFICATION
New Delhi, the 14th January, 2026
F. No. 04-01/2025-LI.— In exercise of powers conferred vide Rule 3 of Post Office Life Insurance Rules (2011) and on the basis of Actuarial Valuation of the assets and liabilities of Rural Post Office Life Insurance Fund (RPOLIF) as on 31.03.2025, the Director General Postal Services is pleased to declare a simple Reversionary Bonus on the Postal Life Insurance Policies on their becoming claims, due to death or maturity at the following rates:-
|
Type of Insurance Policy |
Rate of Bonus |
| i. Whole Life Assurance (WLA) | Rs. 76/- per thousand of sum assured |
|
ii. Endowment Assurance (EA) (including Joint Life & Children Policies) |
Rs. 52/- per thousand of sum assured |
| iii. Anticipated Endowment Assurance (AEA) | Rs. 48/- per thousand of sum assured |
| iv. Convertible Whole Life Assurance (CWLA) | Whole Life Bonus rate would be applicable, but on conversion, Endowment Assurance bonus rate will be applicable. |
| v. Terminal Bonus | Rs. 20/- per sum assured of Rs. 10,000/-, subject to maximum of Rs.1000 for Whole Life Assurance and Endowment Assurance policies with term of 20 years or more. |
2. The rates of Bonus mentioned above for the Financial Year 2026-27 will be applicable from 01.04.2026.
3. Interim Bonus at the rates mentioned above will also be payable for all claims arising due to maturity or death until future valuation is completed.
4. The amount of Bonus involving a fraction of 50 paisa or more shall be rounded off to the next higher Rupee and fraction below 50 paisa shall be ignored.
TANWEER QAMAR MOHAMMAD, Chief General Manager (PLI)
COMMENTS