Hand Book 2021 on Defence Pension for Personnel Below Officers Rank (PBORs)
HAND BOOK
DEFENCE PENSION
FOR
PERSONNEL BELOW OFFICERS RANKS (PBORs)
2021
Pension in respect of Armed Forces Personnel is in fact a very complex subject in itself as the orders issued thereon are scattered. Nothing is available on which one can lay his hands for a compact knowledge. This has given me an idea to put all the relevant orders issued on a particular subject at one place in the form of a Handbook.
With this fact in view, I reviewed the Govt. letters issued upto 12/2020 and summarize them precisely on each subject and tried to put them in the Handbook separately for PBORs and ICOs.
For this I got blessings of benevolent Principal Controller Mr. Rajiv Ranjan. I express my heartfelt gratitude to him.
Further, I would also like to convey my sincere thanks to Officer In Charge Grants Tech. Mr. A. K. Malviya whose valuable guidance and cooperation of his staff at each stage have helped me a lot.
At last, I request esteem readers to ignore the shortcomings, if any, considering the same as my incompetency.
L.P. CHAURASIA, IDAS
Retired DCDA (P)
PENSIONARY AWARDS IN RESPECT OF PERSONNEL BELOW OFFICERS RANKS
INDEX
| Sl No. | Subject | Para |
| 1 | Qualifying service for earning Service Pension | 1 |
| 2 | Condonation of deficiency in service | 3 |
| 3 | Determination of amount of service pension | 4 |
| 4 | Reckonable emoluments for calculating service pension | 5 |
| 5 | Retirement gratuity | 6 |
| 6 | Reckonable emoluments for calculating Retirement Gratuity | 7 |
| 7 | Commutation of pension | 8 |
| 8 | Calculation of commuted value of pension | 11 |
| 9 | Restoration of commutation portion | 12 |
| 10 | Disability pension | 13 |
| 11 | Categorization of disability | 14 |
| 12 | Procedure for adjudication of entitlement of disability | 15 |
| 13 | Disability pension on invalidment | 16 |
| 14 | Broad-banding of Disability | 17 |
| 15 | Disability element on retirement / discharge | 18 |
| 16 | Rates of Disability Element for period w.e.f. 1.1.1996 to 1..2006 | 19 |
| 17 | Lump sum compensation in lieu of disability element | 20 |
| 18 | Invalid Pension | 24 |
| 19 | Invalid Gratuity | 25 |
| 20 | War injury pension on invalidment | 26 |
| 21 | War injury pension on retention | 27 |
| 22 | Lump sum compensation in lien of war injury pension | 28 |
| 23 | War injury element on subsequent retirement | 30 |
| 24 | Liberalized Disability pension | 31 |
| 25 | Ex-gratia lump sum compensation in cases of invalidment | 32 |
| 26 | Broad-banding of percentage of disability/war injury on discharge w.e.f. 01.01.2016 | 33 |
| 27 | Constant Attendance allowance | 34 |
| 28 | Rate of constant attendance allowance | 36 |
| 29 | Special pension to blind soldiers | 37 |
| 30 | Rate of special pension to blind soldiers | 38 |
| 31 | Appeals | 39 |
| 32 | Ordinary family pension | 40 |
| 33 | Eli2ible member for ordinary family pension | 42 |
| 34 | Ordinary family pension in case of missing personnel /pensioners | 43 |
| 35 | Pending enquiry award | 44 |
| 36 | Special family pension | 45 |
| 37 | Eligible members for special family pension in absence of nomination | 47 |
| 38 | Rates of special family pension | 48 |
| 39 | Second life award | 49 |
| 40 | Special family pension on re-marriage of widow | 50 |
| 41 | Liberalized family pension | 51 |
| 42 | Liberalized family pension on re-marriage of widow | 53 |
| 43 | Ex-gratia lump sum compensation who die in harness | 54 |
| 44 | Death Gratuity | 55 |
| 45 | Monetary allowance attached to gallantry decorations | 56 |
| 46 | Grant of family pension under the Employees pension scheme, 1995 and family pension scheme, 1971 in addition to family pension from Military side | 57 |
| 47 | Illustrations | |
| APPENDICES | ||
| 48 | Appendix – 1 : Evolution of pensionary structure of PBOR prior to 01.06.53 | 29 |
| 49 | Appendix – 2 : Effective dates from which pension in respect of JCOs/ NCOs/ ORs/ NCs(e) of Regular Army revised | 41 |
| 50 | Appendix – 3 : Effective dates from which pension in respect of JCOs/ORs of DSC revised | 42 |
| 51 | Appendix – 4 : Effective dates from which pension in respect of Hony. Commissioned Officer (Regular Army) revision | 43 |
| 52 | Appendix – 5 : Effective dates from which pension in respect of Hony. Commissioned Officer DSC revised | 44 |
| 53 | Appendix – 6 : The rates of disability element for 100% disablement sanctioned from time to times for different ranks prior to 01.01.1996 | 44 |
| 54 | Appendix – 7 : The rates of special family pension admissible form time to time | 45 |
| 55 | Appendix – 8 : The rates of ordinary family pension admissible prior to 01.01.96 | 46 |
| 56 | Appendix – 9 : Rates of Monetary Allowances attached to post independence Gallantry decorations | 47 |
| 57 | Appendix – 10 : List of Govt. letters referred to in the hand book with group order no. under which reproduced | 49 |
Pensionary Awards in Respect of PBOR
Service Pension
Qualifying service for earning Service Pension
1. The minimum period of qualifying service actually rendered and required for earning Service Pension will be 15 years (20 years in case of NCs(E))
Note : The term “qualifying service “will mean actual qualifying service rendered from the date of enrolment to the date of discharge. This will be subject to total qualifying service not exceeding 33 years. The provision of weightage has been withdrawn w.e.f. 01.01.2006.
2. Service rendered in fraction of a year equal to three months and above shall be treated as a completed one year.
[GOI MOD Nos 1 (5) /87/ D(Pen/sers ) dt. 30.10.1987, 03.02.1998 and 17(4) / 2008 (2)/ D(Pen/ Pol) dt. 12.11.2008]
Condonation of deficiency in service
3. Deficiency in service upto 6 months may be condoned by Officer in-Charge (Records) and upto 12 months by Service HQrs. to make the individual eligible for a minimum pension.
Determination of amount of service pension
4. Linkage of full pension with 33 years of qualifying service is dispensed with w.e.f. 01.01.2006.
Now, the service pension is calculated at 50% of the reckonable emoluments last drawn or average of reckonable emoluments drawn during the last 10 months, whichever is more beneficial subject to minimum of Rs.9000/-PM
Reckonable emoluments for calculating Service Pension
5. The term “reckonable emoluments” will mean pay in the pay matrix, MSP, X group pay and classification allowance, if any last drawn.
Retirement Gratuity
6. An individual who has completed 5 years qualifying service and is eligible for Service/disability/invalid pension or gratuity of any type shall be granted on the termination of his service a retirement gratuity equal to 1/4th of reckonable emoluments for each completed six monthly period of qualifying service subject to a maximum of 16 ‘% times the reckonable emoluments.
The maximum limit of all kinds of gratuity shall be Rs.20 lakhs. This ceiling shall be increased by 25% whenever dearness allowance rises by 50% of the pay.
[Auth: MoD letter of 12.11.2008 and 04.09.2017]
Reckonable emoluments for calculating Retirement Gratuity
7 The term “reckonable emoluments” will mean pay in the pay matrix, MSP and X group and classification allowance admissible on the date of retirement plus DA.
Note 1 : An example showing calculation of service pension, retirement, gratuity, etc. based on the provisions of 7th CPC is given in illustration no. 1
Note 2: Evolution of pensionary structure are given in Appendix 1
Note 3: Effective dates from which rate of pension has been revised are given in Appendices 2-5
Commutation of pension
8 Personnel below Officer Rank shall be entitled to commute for a lump sum payment upto 50% of his pension which is sanctioned for life. Prior to 2-9-2008, this limit was 45%.
Note 1 : Temporary increase, ad-hoc increase, interim relief, graded relief, ad-hoc relief etc. given in old regime not commutable. The dearness relief is also not commutable.
Note 2: The additional pension sanctioned to Havildars granted Honarary Rank of Naib Subedar in old regime was commutable, similarly, revised pension of HNS for pay on Notional promotion basis is also commutable.
9 A pensioner who is in receipt of pension shall be eligible to commute a portion of his pension within one year from the date of discharge/ invalidment without medical examination. In case, a pensioner applies for commutation of pension after one year from the date of discharge, commutation of pension will be done only after medical examination.
10 The application for commutation of pension will be submitted to pension sanctioning authority through Record Office if pension has not been sanctioned. After the grant of pension, application for commutation of pension is to be submitted to Pension Sanctioning Authority through concerned Record Office.
Calculation of commuted Value of Pension
11 The calculation of commuted value of pension shall be computed as under:-
Amount of pension commutable X 12 X purchase value (as per commutation table for the age next birth day)
Note:- The commutation table is given in Army instruction No. 85/71. This has been substituted by a new table annexed at annexure of Govt. letter of 12-11-08 and is applicable w.e.f. 02.09.2008.
[https://pcdapension.nic.in/pcda/misc/handbook_Pbors.pdf]
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