Scheme for Payment of Pensions to Central Government Pensioners by Authorised Banks: Scheme Booklet by CPAO

Scheme for Payment of Pensions to Central Government Pensioners by Authorised Banks: Scheme Booklet by CPAO

Scheme for Payment of Pensions to Central Government Pensioners by Authorised Banks: Scheme Booklet by CPAO

Government of India

(Fifth Edition, July 2021)

Issued By Ministry of Finance
Department of Expenditure
O/o the Controller General of Accounts

CENTRAL PENSION ACCOUNTING OFFICE

new scheme booklet cpao banks


PREFACE TO FIFTH EDITION

This is the fifth edition of the book on “Scheme for Payment of Pensions to Central Government Civil Pensioners by Authorised Banks” since inception of the CPAO on 1st January, 1990. In the course of the last thirty one years based on our experience, interaction with Reserve Bank of India, the 17 Authorised Banks and suggestion from Pensioners’ Association we have been endeavoring to refine and update this booklet with the approval of Controller General of Accounts. The Operating and Accounting Procedure for Central Pension Processing Centres of Authorised Banks for Pension Disbursement to Central Government (Civil) Pensioners have also been merged in this edition. This edition incorporates all correction slips, updations and procedural amendments during the period and the relevant Office Memoranda issued by DoP&PW apart from the provisions to ease the credit of pension/family pension to the accounts of pensioners/family pensioners.

We would recommend that every CPPC of all Authorised Bank disseminates this booklet to all the Pension Account Holding Branches (PAHBs) and its link cell and conduct capacity building so that the staffs are fully conversant with the updated procedures and formats. The Scheme Booklet will also be available at the website of the Central Pension Accounting Office from where it may be viewed and downloaded.

Suggestions for further improvement of this Booklet are welcome.

(ROKHUM LALREMRUATA)
New Delhi Chief Controller (Pensions)
29th July, 2021 Central Pension Accounting Office

Table of Contents

Sr. No.HeadingPage No.
1SHORT TITLE AND COMMENCEMENT9
2BROAD FEATURES OF THE BANKING ARRANGEMENT9
3EXTENT OF APPLICATION13
4MODE       OF      CREDITING       PENSION       IN      PENSIONER’s/FAMILY PENSIONER’s ACCOUNT14
5DEATH/RETIREMENT GRATUITY15
6AUTHORITIES COMPETENT TO ISSUE PPOs15
7ACCOUNTING AUTHORITY THROUGH WHOM PPOs HAVE TO BE TRANSMITTED TO CENTRAL PENSION PROCESSING CENTRE (CPPC) ETC18
8RECORD OF TRANSFER OF PPOs20
9PROCEDURE   FOR   SWITCH-OVER   OF   PENSION   PAYMENT   FROM PAOs/TREASURIES TO AUTHORISED BANKS21
10INFORMATION TO PENSIONERS22
11ROLES AND RESPONSIBILITIES OF CENTRAL PENSION PROCESSING CENTRE (CPPC )23
12ROLES   AND   RESPONSIBILITIES   OF   HOME   BRANCHES   (PENSION ACCOUNT HOLDING BRANCHES)28
13ACTION     BY    CPAO     ON    RECEIPT      OF    THE    SCROLL     AND    ITS RECONCILIATION AND ACCOUNTING34
14CERTIFICATES  TO  BE  FURNISHED  BY  THE  PENSIONERS/FAMILY PENSIONERS37
15PROCEDURE  FOR  TRANSFER  OF  PENSION  PAYMENT  FROM  ONE BRANCH/BANK TO ANOTHER42
16PAYMENT OF PENSION TO N.R.I. PENSIONERS44
17OPENING THE BANK ACCOUNT AND FACILITY FOR WITHDRAWAL OF PENSION TO SICK AND PHYSICALLY HANDICAPPED PENSIONERS47
18PAYMENT OF DEARNESS RELIEF TO PENSIONERS48
19COMMUTATION OF PENSION48
20REVISION OF PENSION50
21PROCEDURE FOR PAYMENT OF ARREARS51
22FAMILY PENSION53
23CANCELLATION OF PPO56
24ADDITIONAL PENSION ON ATTAINING THE AGE OF 80 YEARS58
25GRIEVANCE REDRESSAL SYSTEM IN CENTRAL PENSION PROCESSING CENTRE (CPPC)60
26PERFORMANCE MANAGEMENT60
27MISCELLANEOUS   PROVISIONS   (FOR   PENSIONERS   AS   WELL   AS FAMILY PENSIONERS)61
28POST-PAYMENT CHECKS62
29AUDIT OF PENSION PAYMENTS DISBURSED BY AUTHORISED BANKS63
30LIST OF PAOs AND CODES63
31WITHDRAWAL OF FACILITY OF BANKING TREASURY63
32RELEVANT PROVISIONS OF THE CTRs64
33NATIONAL PENSION SYSTEM (NPS)- REVISED GUIDELINES64
34Annexure I: LIST OF AUTHORISED BANKS FOR DISBURSEMENT OF CIVIL PENSIONS66
35Annexure II: FORMAT FOR ADDITION OF NEW BRANCHES/CHANGES (UPDATION OR DELETION) OF EXISTING BRANCHES IN CPAOs BANK CODE73
36Annexure III: RBI INSTRUCTIONS: PENSIONERS ACCOUNTS IN BANKS76
37Annexure  IV:  CERTIFICATE  FOR  MEDICAL  EXPENSES  OF  FORMER PRESIDENTS / VICE-PRESIDENTS77
38Annexure     V:    CERTIFICATE      FOR    TRAVELLING     EXPENSES      FOR MEDICAL CHECK UP OF FORMER PRESIDENTS / VICE-PRESIDENTS77
39Annexure VI: CERTIFICATE FOR MEDICAL EXPENSES OF SPOUSES OF FORMER PRESIDENTS / VICE-PRESIDENTS79
40Annexure VII: CERTIFICATE FOR TRAVELLING EXPENSES OF MEDICAL CHECK UP OF SPOUSES OF FORMER PRESIDENTS / VICE- PRESIDENTS79
41Annexure VIII: FORM OF CENTRAL DATA BANK AT CPAO81
42Annexure       IX:     INDEX      REGISTER       OF      PENSION       PAYMENTS AUTHORISED THROUGH BRANCHES OF THE AUTHORISED BANK82
43Annexure      X:    APPLICATION      FOR     SWITCHOVER      OF     PENSION PAYMENT THROUGH AUTHORISED BANK83
44Annexure   XI:   ELECTRONIC   FORMAT   FOR   PENSION   PAYMENT SCROLL85
45Annexure XII: FORMAT OF ACKNOWLEDGEMENT (XML)93
46Annexure XIII: LIFE CERTIFICATE95
47Annexure XIV: NON-EMPLOYMENT/RE- EMPLOYMENT CERTIFICATE96
48Annexure  XV:  SELF-CERTIFICATION  BY  THE  FAMILY  PENSIONER THEMSELVES97
49Annexure XVI: ELECTRONIC FORMAT-F FOR REPORT ON CHANGE OF STATUS OF PENSION98
50Annexure XVII: LIST OF FILE VALIDATION ERROR100
51Annexure XVIII: ACKNOWLEDGEMENT FORMAT – 1 (FROM CPAO TO CPPC)101
52Annexure XIX: ELECTRONIC FORMAT FOR CONFIRMATION STRING (FROM CPAO TO RBI)102
53Annexure  XX:  DISCREPANCY  REPORT  FORMAT  (FROM  CPAO  TO CPPC)104
54Annexure XXI: LIST OF LOGICAL ERROR107
55Annexure XXII: DETAILED DISCREPANCY FORMAT (FROM CPAO TO CPPC)110
56Annexure XXIII: ELECTRONIC FORMAT – G ERROR SCROLL FORMAT (FROM CPPC TO CPAO)113
57Annexure  XXIV:  FORM  H:  FEEDBACK  FORMAT  (FROM  BANK  TO CPAO)118
58Annexure XXV: FORMAT 1; ELECTRONIC FORMAT – DMS FILE120
59Annexure XXVI: DECLARATION BY MPs FOR DRAWAL Of PENSION121
60Annexure XXVII: CERTIFICATE OF EXPENDITURE122
61Annexure XXVIII: OFFICE MEMORANDUM –RECOMMENDATIONS OF THE 5th CENTRAL PAY COMMISSION – PAYMENT OF DEARNESS RELIEF TO RE-EMPLOYED PENSIONERS AND EMPLOYED FAMILY PENSIONERS- DECISION REGARDING123
62Annexure XXIX: DUE AND DRAWN STATEMENT FOR REVISION OF PENSION126
63Annexure XXX: OFFICE MEMORANDUM –PAYMENT OF ARREARS OF PENSION IN CASES WHERE VALID NOMINATION HAS NOT BEEN MADE UNDER THE PAYMENT OF ARREARS OF PENSION (NOMINATION) RULES, 1983127
64Annexure  XXXI:  SPECIMEN  LETTER  OF  UNDERTAKING  BY  THE PENSIONER130
65Annexure XXXII: FORM OF APPLICATION FOR FAMILY PENSION ON DEATH OF A GOVERNMENT SERVANT OR PENSIONER OR ON DEATH OR INELIGIBILITY OF A FAMILY PENSIONER OR ON DEATH OR INELIGIBILITY OF A FAMILY PENSIONER131
66Annexure XXXIII: FIRST TIME IDENTIFICATION PROFORMA134
67Annexure   XXXIV:   FORMAT   FOR   INTIMATION   OF   PENSIONER’S DEATH & COMMENCEMENT OF FAMILY PENSION BY CPPC TO CPAO135
68Annexure XXXV: CODE NOS. OF PAY AND ACCOUNTS OFFICES OF MINISTRY/DEPARTMENT/ACCOUNTANT GENERAL136
View :  Issuing of the Pension slip by Pension Disbursing Banks on monthly basis - CPAO seeks compliance report

Source: new-scheme-booklet-cpao-banks

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