DDA Housing Scheme 2021: Schemes, Eligibility, How to apply, Mode of Allotment – Know many more
The Delhi Development Authority (DDA) has launched its much-awaited housing scheme on January 2021. Under the new housing scheme, the DDA will allot luxury flats and penthouses in Delhi. Let’s see the details:-
The Scheme is titled as “Housing Scheme 2021” of the Delhi Development Authority for disposal of newly built up ﬂats.
i. The applicant must be a citizen of India.
ii. He/ She should have attained the age of majority i.e. an applicant should have completed 18 years of age as on the date of submitting the application.
iii. A dwelling unit or ﬂat in the Housing Estates of the Authority shall be allotted only to such person who or his wife or her husband or any of his/her dependent relations including unmarried children does not own in full or in part on free hold or lease hold basis a residential plot having area exceeding 67 sqm or ﬂat/built up house having carpet area exceeding 67 sqm in the urban area of Delhi, New Delhi and Delhi Cantonment.
iv. Both husband and wife can apply for ﬂats separately subject to fulﬁlment of eligibility conditions with the stipulation that if both are declared successful, only one shall be allotted a ﬂat and the amount of ‘ Application Money’ of the other spouse will be refunded as per para 3(v).
v. One person can submit one application only either in his/her own name or as a joint applicant.
vi. The income of applicants applying for EWS ﬂats should not exceed Rs.3 lakhs per annum and Household income should not exceed Rs. 10 Lakh per annum. There is no income criterion for other categories except EWS. The applicant can apply according to his/her requirement and aﬀordability.
Household Income for this clause is deﬁned as follows:
|In case:||Following will be included in the Household income|
|a. The applicant is more than 25 years of age||Household will comprise of applicant, spouse, unmarried sons upto 25 years and/ or unmarried daughters upto 25 years.|
|b. The applicant is less than 25 years of age||Household will comprise of applicant, spouse, children and parents.|
vii. The applicant should give particulars of his savings account in any Bank and the particulars of the Account must be given in the ‘Application Form’.
viii. Applicant must have Permanent Account Number (PAN) allotted under the provisions of Income Tax Act and the same must be quoted in the Application Form.
ix. In case of joint applicant under SC/ST Reserved Category, the joint applicant should be from within the Family, as deﬁned in sub-clause (xi) below.
x. In case of joint application under war widows, persons with disabilities (Divyangjan), ex-servicemen reserved categories, the applicant himself/herself should fall within the reserved category and the joint applicant should be from within the Family as deﬁned in sub-clause (xi) below.
xi. Family for clause (ix) and (x) above means a person or his/her father or his/her mother or his/her blood relatives or his wife or her husband or any of his/her dependent relations including unmarried children.
3. How to Apply: –
i. Applicants can only apply online. For giving end to end online experience to applicants, this scheme is being launched on New AWAAS application developed by DDA. For applying online, the applicant is required to visit DDA’s website i.e., www.dda.org.in .
ii. Applicant applying for ﬂats under this Scheme shall have to deposit application money as detailed below:-
i. EWS – Rs. 25,000/-
ii. LIG – Rs.1,00,000/-
iii. MIG – Rs.2,00,000/-
iv. HIG – Rs.2,00,000/-
However, if the applicant is giving preference for more than one category, he/she has to deposit application money of highest category.
iii. Application once submitted cannot be withdrawn.
iv. The process of Application, Issuance of Demand Letter, Possession letter, Conveyance Deed etc. and uploading of documents will be through On-Line Mode only. Applicants are advised to keep their login credentials safe with them and not to share the same with anyone. DDA will not be responsible for any unauthorized use of login credentials. It will be sole responsibility of the applicant to regularly check the portal for any updates.
v. Refund of Application Money to successful Applicants: The applicant may, satisfy himself with regard to location, cost, existing facilities in the surrounding area and other related issues before applying for the allotment of ﬂat. The surrender/cancellation charges, as prescribed below, shall be recovered:-
|S.No.||Period||Surrender/ Cancellation charges|
|(i)||From the date of draw and upto 15th day from the date of issue of demand cum allotment letter.||NIL|
|(ii)||From the 16th day till 30th day from the date of issue of demand cum allotment letter.||10% of the Application Money.|
|(iii)||From 31st day till 90th day from the date of issue of demand cum allotment letter.||50% of the Application Money.|
|(iv)||After 90 days from the date of issue of demand cum allotment letter.||Full Application Money.|
vi. REFUND TO UNSUCCESSFULAPPLICANTS
For getting refund, the Applicant has to clearly mention his/her Saving Bank Account number and the IFSC Code etc. of the Application Form for refund of application money which will be made through “ONLINE” mode. In case, the application is in joint name, refund will be made in the name of the ﬁrst applicant only and therefore, only his/her Bank Account No. should be given in the Application Form. The Bank Account should not be an NRE ACCOUNT/ CURRENT ACCOUNT.
In case the Application Money has been paid from the Account of the Firm/Company, etc. of the Applicant, still for the purpose of refund, the applicant’s Bank details have to be provided. In case of mismatch of account number, IFSC Code, payee’s name, the bank would not be in a position to refund the Application Money through ONLINE mode. In order to avoid such a situation, the applicant is advised to recheck the bank details before submitting the Application Form.
vii. The applicant may give one or more preferences of his/her choice by writing locality codes, given in Annexure ‘A’. It is mandatory to ﬁll at least one preference for locality. It is presumed that applicant has seen the locality before giving preferences. No preference for Sector/Pocket/ Floor can be exercised by the applicant. No request for change of locality, sector, Pocket, Floor shall be entertained by the DDA.
viii. Since the application will be accepted through online mode only, conditional application will not be accepted.
4. RESERVATIONS: –
The details of reservations under this Scheme are as under:-
i. 15% of the ﬂats for applicants belonging to Scheduled Castes;ii. 7.5% of the ﬂats for applicants belonging to Scheduled Tribes
If adequate numbers of applications are not received from applicants belonging to ST Category, remaining ﬂats shall be disposed of in favor of applicants belonging to SC Category and vice-versa.
iii. 1% for War Widows and those receiving liberalized pension from Armed/Paramilitary Services (Next of Kin)
iv. 5% reservation for persons with disability (Divyangjan) as deﬁned in Section-37(a) of the Rights of persons with Disabilities Act, 2016.
v. 1% for Ex-servicemen.
a. The reservations, as above, are admissible strictly with reference to the number of ﬂats available in a locality.
b. In case number(s) of ﬂats in respect of reserved category comes to a fraction i.e. less than 0.5 it would be rounded of to zero and if it is 0.5 or more it would be rounded of to one.
c. If requisite numbers of applications are not received from the above mentioned ﬁve categories, all remaining ﬂats shall be offered to persons of general category.
5. There will be no requirement of submitting any document at the time of submission of application. Only the successful applicants will be required to submit the prescribed supporting documents.
6. DOCUMENTS TO BE SUBMITTED AFTER DRAW OF FLATS: –
(A) FOR ALL CATEGORIES:
i. Self-attested copy of PAN Card (Permanent Account Number) issued/allotted by Income Tax Department. In respect of successful allottees, the PAN Card details will be veriﬁed, before issuance of possession letter.
ii. Identity Proof e.g. self-attested copy of passport, government Identity Card, Election ID card, Driving License, Ration Card with Photo (of the person whose photo is afﬁxed) or Aadhaar Card. (Upload any one)
iii. Proof of residence e.g. self-attested copy of passport, government Identity Card, Election ID card, Ration card, Driving Licence, Telephone Bill, Electricity Bill, Water Bill, House Tax Receipt, Bank Pass Book (page carrying name and address) or Aadhaar Card. (Upload any one )
iv. Proof of Income for EWS Category as issued by the ofﬁce of concerned SDM/ Tehsildar.
(B) FOR RESERVED CATEGORY:
In addition to (A) above, persons applying under any of the reserved categories have to submit:
i. An attested copy of the original certificate issued by the District Magistrate/Sub Divisional Magistrate of the area concerned in case the applicant belongs to the Reserved Category of SC/ST.
ii. An attested copy of the original certificate issued by the Medical Board or a Govt. Hospital in case the applicant is applying under the reserved category of Persons with Disability (Divyangjan). A self-attested copy of guardianship certificate issued by the competent authority, wherever applicable, be attached.
iii. An attested copy of Discharge Certiﬁcate from the competent authority of Ministry of Defence/Armed Forces in case of ex-Servicemen.
iv. An attested copy of “Requisite Certiﬁcate” issued by the Ministry of Defence/Armed Forces/Para Military Forces, in case applicant comes under reserved category of War-Widows/Next of Kins which would include those receiving liberalized pension.
(C) BEFORE POSSESSION OF FLAT
Applicant to submit:
i. Self-attested copy of Bank Account Pass Book/Bank Statement from which the cost of the Flat has been deposited along with payment proof.
ii. Afﬁdavit as per proforma given in Annexure-‘C’and ‘D’.
iii. Undertaking as per proforma given in Annexure-‘E’.
iv. Photograph and three signatures of self and spouse, (if married), duly attested as per proforma given in Annexure-‘F’
7. MODE OF ALLOTMENT: –
All the eligible applicants shall be considered for allotment through a computerised draw based on random number technique. The draw shall be held in the presence of independent observers. The draw for the Housing Scheme 2021 will be web-streamed.
8. RESULT OF ALLOTMENT: –
i. The results of the draw shall be displayed on DDA’s websitei.e. www.dda.org.in and also shall be displayed on the Notice Board of DDA at Vikas Sadan, D Block, INA, New Delhi – 110023. In addition, the result shall also be published in leading national Newspapers.
ii. It shall be the sole responsibility of the applicant to check the result of the draw.
iii. A separate wait list of the applicants equal to 25% of total ﬂats on offer will also be declared in order of priority. The waiting list will be valid only for 10 months from the date of issue of demand letters to successful applicants. The application money of wait-listed applicants shall be refunded along with unsuccessful applicants. However, before going for the draw, in case the same takes place, for allotting the surrendered/cancelled ﬂats, all such eligible wait-listed applicants shall be asked to deposit the Application Money. 30 days’ time shall be given to them to do so and only those names shall be included who deposit their Application Money before the prescribed date.
9. DISPOSAL COST OF THE FLATS:-
The tentative disposal cost of the ﬂats is given at Annexure “A”. The cost includes land premium, cost of construction and 20% surcharge on “land premium and cost of construction” in respect of HIG Flats at Vasant Kunj and 10% surcharge on “land premium and cost of construction” in respect of HIG ﬂats at Jasola & MIG ﬂats at Dwarka. Cost of construction includes grid charges, departmental charges and interest during construction period. The Disposal cost of the ﬂats is calculated as per the plinth area of the ﬂats including common area. The Disposal cost also includes maintenance charges (Both Civil and Electrical and taxes thereon). The variation in cost within category, if any, is due to variation in plinth area including common area of the ﬂats.
10. PERIOD OF PAYMENT:-
i. The cost of the ﬂat is to be deposited within 90 days from the date of issue of Demand-cum-Allotment letter. Demand- cum-Allotment letter will be issued online. Demand cum Allotment letter will be issued three months prior to likely date of handing over of possession of ﬂat after all clearance.
ii. Further time of 3 months, over and above (i) above, will be available to the allottees subject to payment of interest at the rate of 10% p.a (simple interest).
iii. The application money will be forfeited if the demanded amount is not paid by the allottee within the time prescribed in the demand letter and ﬂat will be made available for allotment to others.
11. METHOD OF PAYMENT OF DEMANDED AMOUNT:-
The payment of application money may be made from any account. However, demanded amount after issuance of online Demand-cum-Allotment letter should be deposited from Allottee’s account or from the account of speciﬁed relatives through NEFT/RTGS/Net Banking. DDA will not bear any service charges on payments done through any mode.
The specified relatives deﬁned for this para allottee’s husband/ wife, father, mother, sister, brother, son, daughter, grand-son/ grand-daughter or, wife of the son (daughter-in-law)/ grandson, husband of daughter (son-in-law) or husband of grand-daughter (for the purpose of this deﬁnition grand-son/ grand-daughter means a son’s or a daughter’s child).
12. MODE OF PAYMENT:-
The allotment of ﬂats shall be made on cash down basis except under PD (Persons with Disability (Divyangjan)) category who will have the option of making payment either on “Cash Down” basis or in instalments on terms and conditions as applicable.
13. MORTGAGE/AVAILING LOAN:-
The allottee can avail housing loan by mortgaging the ﬂat to following institutions without prior approval of the DDA. However, an intimation regarding institution to which it has been mortgaged must be sent to concerned Dy. Director (Housing), DDA, Vikas Sadan, New Delhi: –
(i) Government of India; (ii) State Government; (iii) Union Territory Administration ; (iv) Public Sector Undertakings / Autonomous Bodies; (v) Nationalized Banks; (vi) Life Insurance Corporation of India; (vii) General Insurance Corporation of India; (viii) Housing Development Finance Corporation; (ix) Cooperative Banks; (x) MCD; (xi) NDMC; (xii) All joint sector companies irrespective of the percentage of shareholding; (xiii) University of Delhi; (xiv) All organisations, private or public, which receive the approval of Govt. of India, State Govt. for the purpose of general mortgage permission and are recognized by RBI as a Housing Finance Company; (xv) All Financial Institutions extending loans to individuals for house building, if they are leading companies with good market standing and repute say with a capital base of Rs.5 Crores or so; (xvi) All Financial Institutions/Banks which are controlled by RBI or the Govt. of India irrespective of the percentage of Govt. shareholding; (xvii) All public companies with a capital base of Rs.5 Crores provided they have a Scheme for granting Housing Building Advance/Loan to their employees and the mortgage is required for grant of such advances.
14. MISUSE, ADDITIONS AND ALTERATIONS, ETC.:-
The ﬂat shall be used only for residential purpose and cannot be put to any other use. The allottee shall not be entitled to sub- divide the dwelling unit or amalgamate it with any other dwelling unit or to make any structural additions/alterations. …………………………….. Click here to read complete pdf